Nov
Insurance Travel Pre Existing Medical Conditions
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Travel Insurance Advice?
For the past several months I have repeatly visited my doctors regarding abdominal discomfort. The have done checks and scans but cant find any cause. My symptoms are those of a hernia but they cant find one and so i have a clean bill of health from them.
This leaves me with an issue. I need to obtain travel insurance. I have no problem declaring any health problem but since it doesnt have a name (because in my doctors opinion it doesnt exist) I cant.
In my opinion it is a pre existing condition however.
Anyone with any advice on what to do or good insurance providers to speak to? I have no other medical problems and given the locations I iwll be visiting I need my insurance to be spot on.
A pre-existing medical condition is one for which you are receiving treatment or have had a course of treatment recently. As you doctor has told you that you are healthy, there is nothing to declare on the form. You do not have a pre-existing health condition.
If you suffer a hernia while on holiday it will be a new condition and therefore treatable under the insurance because you do not have one now!
If you don’t trust your doctor ask for a second opinion. That is your right. It is however not relevant to the filling of the form.
Over 65s 75s Travel Insurance Medical Condition